It might seem like a religious norm in the United States because of the large Christian population, but most banks across the country do not open on Sundays. Although few banks open for a few hours on Sunday like Bank of America, from 10 am to 2 pm to attend to some customers. In some regions in the United States, area policies do not allow banks to open on Sundays. Most TD banks open on Sundays from 11 am to 3 pm.
In some locations, Sterling National bank and Valley bank are open from 9 am to 2 pm or 3 pm. Since Sunday is not considered a business day in the United States, banks run for fewer hours, attending to only the number of customers within the designated hours. Digitization has made common bank transactions that may not require a bank official to facilitate. Mobile banking can enable bill payments, airtime subscriptions, and funds transfer.
Why do some banks open on Sundays?
In some locations, banks that open on Sundays do it for their customers who barely have free time. Some US citizens work two to three jobs and come back from work after bank hours. The only service they have access to is the 24-hour ATM service. Sundays might be the only free time they have to take care of bank-related transactions.
If the bank is in a populated region, the bank officials would not be able to attend to all the customers because the bank might be crowded. Some individuals would have to wait to process their transactions another time because of the fewer working hours.
What banks open on Sunday?
Bank of America
In some locations, Bank of America opens on Sunday for a few hours (from 10 am to 2 pm) for customers to access some bank services. Although they have reduced the working hours due to covid-19 protocols. Customers can make complaints and manage their accounts via the mobile banking app. The customer service agents are also open from 8 am to 11 pm on weekdays and 8 am to 8 pm on weekends.
TD bank
TD banks open from 8 am to 6: 30 pm from Monday to Friday, 9 am from 2 pm on Saturday and 11 am to 3 pm. They also operate online banking and mobile banking 24/7. TD Bank is one of the few banks that open for more hours, compared to other banks.
Sterling National Bank
Most Sterling National Banks open during the weekdays from 9 am to 4 pm/6 pm, on Saturdays, from 9 am to 1 pm. In some locations, Sterling National Bank opens from 9 is to 2 pm on Sundays.
Can I run verifications and check transactions on Sundays?
For most banks across the United States, including the ones that open on Sundays, some transactions would not start counting or go through till the next day, which is Monday. Check transactions and some huge verifications involving business days would not count from a Sunday. So, for a four business days transaction, the customer would wait five days.
Huge verifications and double-checks for huge money transactions can also start processing from Mondays, instead of Sundays. Customers can also call the bank officials to make appointments so that the officials can process their deals in the client’s absence.
What do I do If I can not process my bank transaction on Sunday because of the crowd in the bank?
If you can not see a bank official because of the crowd on a Sunday, try to speak to the customer care or the branch manager (if he/she is around). You could tell them your work situation and ask if they can help you process what you need during the week. If they can proceed in your absence, drop your number with one of the bank officers to reach you if they need any information. You can also take excuses from your workplace if they need your presence in the bank.
Conclusion
Although Sunday is considered a resting day across the United States, some banks in a few regions open for some hours. Many individuals work six days a week, coming back after bank hours and the only time they have to spare is on Sunday. Some financial transactions would not go through till the next business day.
Can I open an account on a Sunday?
Due to technology, customers or individuals can open new accounts at any time, as there is email banking. Some banks have made it easy by creating official websites for customers to make inquiries, run common funds transactions and open a new account. But, they would not get their credit/debit cards till they go to the bank to pick them up.
Can I deposit on a Sunday?
Yes, an individual can deposit in the bank on a Sunday, but the posting would not go through till Monday which is the first business day. The receiver would wait till the next day before he/she receives the money. Some banks have ATMs that take cash deposits and would process them.
Can I pay my employees on a Sunday?
Employee payments would not process on a Sunday. So, if payday falls on a Sunday, the employer can wait till Monday before disbursing payments, as it processes immediately. If you pay your employees on a resting day, there would be no deposit till a working day.
